Car Insurance Huntington West Virginia

Kirtley Insurance Services Inc

Car Insurance in Huntington, West Virginia

Kirtley Insurance

With access to multiple top-rated carriers, Kirtley Insurance is devoted to aiding West Virginia residents in finding the ideal coverage.


Learn More About Car Insurance in Huntington, West Virginia

What Is Car Insurance?

Car insurance, also known as auto insurance, is a vital financial protection for drivers in Huntington, West Virginia. It provides coverage for various risks associated with owning and operating a vehicle, including accidents, theft, vandalism, and liability claims. Car insurance helps drivers mitigate financial losses by compensating for damages to their vehicles, medical expenses, and legal fees resulting from covered incidents.

Who Needs Car Insurance?

Anyone who owns or operates a vehicle in Huntington, West Virginia, is required by law to carry car insurance. Whether you’re driving a sedan to work, navigating the city streets in an SUV, or cruising along the Ohio River in a pickup truck, having car insurance is essential for protecting yourself, your passengers, and other drivers on the road.

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What Coverages Do Auto Policies Come With?

Auto insurance policies typically offer several types of coverage to address various risks and liabilities. These coverages may include:

  • Liability Coverage: Pays for damages to others if you’re at fault in an accident.
  • Collision Coverage: Covers damages to your vehicle resulting from collisions with other vehicles or objects.
  • Comprehensive Coverage: Protects your vehicle from non-collision incidents such as theft, vandalism, fire, or natural disasters.
  • Personal Injury Protection (PIP): Covers medical expenses for you and your passengers regardless of fault.

Car Insurance Huntington West Virginia

What Coverages Do Drivers Who Lease or Finance Vehicles Need?

Drivers who lease or finance vehicles typically need additional coverages beyond the state-mandated minimum requirements. Lenders and leasing companies often require comprehensive and collision coverage to protect their investment in the vehicle. Additionally, gap insurance may be necessary to cover the difference between the vehicle’s value and the amount owed in case of a total loss.

Does Personal Auto Insurance Cover Vehicles Driven for Work?

Personal auto insurance policies generally do not cover vehicles used for work purposes. If you use your car for business activities such as food delivery, ridesharing, or transporting goods, you may need commercial auto insurance to ensure proper coverage. It’s essential to review your policy and discuss your specific needs with your insurance provider to avoid any gaps in coverage.

Kirtley Insurance

Where Can Residents In West Virginia Get Car Insurance?

For residents of Huntington, West Virginia, in need of reliable car insurance coverage, Kirtley Insurance Services is your trusted partner. With our years of experience in the insurance industry and dedication to customer satisfaction, we understand the unique needs of drivers in the Area. Whether you’re commuting to work, running errands around town, or exploring the scenic beauty of West Virginia, we offer tailored insurance solutions to fit your needs and budget. Reach out to one of our Agents today to learn more about car insurance in Huntington, West Virginia. 

Kirtley Insurance

Contact Info

111 County Rd 19, Suite C,
Hurricane, WV 25526

Phone: (304) 562-9226

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