
Kirtley Insurance Services Inc
Personal Insurance in West Virginia
See How Far Our Coverage Reaches
Safeguarding what’s vital is essential. At Kirtley Insurance, we’re committed to helping West Virginia residents find personalized insurance solutions. With various risks, insurers offer diverse policies. Trust us to find your ideal coverage and get in touch with us today!
Areas We Serve
Kirtley Insurance is proud to serve individuals, families, and businesses across West Virginia, Ohio, and North Carolina. Based in West Virginia, our independent agency provides local service with regional reach—combining personal attention with top-rated insurance solutions.
No matter where you’re located—from the mountains of West Virginia to the urban centers of Ohio and the Carolinas—we’re here to help protect what matters most.
Our Coverage Area Includes:
West Virginia:
Charleston, Huntington, Morgantown, Parkersburg, Beckley, Wheeling, and surrounding communities
Ohio:
Columbus, Cincinnati, Cleveland, Dayton, Akron, and beyond
North Carolina:
Charlotte, Raleigh, Greensboro, Durham, Asheville, and neighboring areas

What We Cover
At Kirtley Insurance, we offer a wide range of coverage options for both personal and commercial needs. Whether you’re a homeowner, a business owner, or both—we’ll find the right policy at the right price.
Personal Insurance Solutions:
- Auto Insurance – Reliable protection for your car, truck, or SUV
- Home Insurance – Safeguard your home and belongings
- Renters Insurance – Affordable coverage for apartments and rental homes
- Life Insurance – Secure your family’s financial future
- Motorcycle, Boat & RV Insurance – For all your adventures on the road or water
- Umbrella Insurance – Extra liability protection when you need it most
Business Insurance Solutions:
- General Liability Insurance – Protection from everyday business risks
- Commercial Property Insurance – Coverage for buildings, equipment, and inventory
- Business Owners Policies (BOP) – A bundled solution for small and mid-size businesses
- Workers’ Compensation Insurance – Required coverage to protect your team
- Commercial Auto Insurance – For company vehicles and fleets
- Contractors Insurance – Designed for trades like plumbing, HVAC, and construction
- Professional Liability (E&O) – For consultants, agents, and service providers
Ready to Work With a Local Agency You Can Count On?
Whether you live in West Virginia, Ohio, or North Carolina, our team is ready to help you protect your home, your business, and everything in between. We make the insurance process easy—with friendly service, expert advice, and customized solutions.
Reach out today for a free quote. We’d love to earn your trust.
At Kirtley Insurance Services, our independence offers numerous benefits:
- Dedicated and experienced staff
- Access to a diverse range of carriers
- Customized coverage to suit your individual needs