Kirtley Insurance Services Inc

Insurance in West Virginia

With access to multiple top-rated carriers, Kirtley Insurance is devoted to aiding West Virginia residents in finding the ideal coverage.

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See How Far Our Coverage Reaches

Safeguarding what’s vital is essential. At Kirtley Insurance, we’re committed to helping West Virginia, Ohio & North Carolina. residents find personalized insurance solutions. With various risks, insurers offer diverse policies. Trust us to find your ideal coverage and get in touch with us today!

From the rugged peaks of the Appalachian Mountains to the growing communities of the Kanawha Valley, finding the right insurance in West Virginia requires a specialized touch. At Kirtley Insurance Services, we understand that living in the Mountain State comes with unique challenges, from navigating winding rural roads to protecting homes against unpredictable mountain weather.

Based in Hurricane, our agency brings over 20 years of local expertise to help you find the most reliable insurance in West Virginia. As an independent agency, we shop the top carriers to ensure you get “hometown” service backed by national-strength protection.

Comprehensive Personal Insurance in West Virginia

We provide customized policies designed for the way West Virginians live and work.

West Virginia Auto Insurance: Our mountain roads demand more than just basic liability. We offer robust coverage for deer strikes, glass breakage, and snowy conditions.
Homeowners Insurance: Protect your slice of West Virginia. We offer specialized policies for everything from historic Harpers Ferry estates to modern builds in Morgantown, including critical riders for wind and hail.
Life & Financial Planning: Led by Michael Kirtley, our team helps West Virginia families secure their financial legacy with term and permanent life insurance solutions.

Strategic Business Insurance for West Virginia Entrepreneurs

Your business is the backbone of the local economy. We provide industry-specific insurance in West Virginia to keep your operations running smoothly.

The Beauty & Wellness Suite: Professional liability and equipment coverage for salons and spas across the state.
The Hospitality Bundle: Specialized protection for restaurants, including food spoilage and business interruption coverage for power outages.
Contractors & Trade Protection: General liability and tool coverage for HVAC, plumbers, and landscapers working in our local communities.
Real Estate Solutions: Landlord and property management insurance for residential and commercial investors.

Why Choose Kirtley for West Virginia Insurance?

Local Roots: We live and work in the communities we serve, from Putnam to Kanawha County.
Carrier Choice: We compare multiple top-rated providers to find the best value for your budget.
Expert Claims Advocacy: When disaster strikes, we stand by your side to ensure a fair and fast resolution.

Reach out to our Team today for a fast, no-hassle quote.