
Kirtley Insurance Services Inc
Business Insurance for Trade Pros in West Virginia
Learn more about Business Insurance
Kirtley Insurance is here to provide a range of business insurance solutions for businesses in West Virginia. Explore our coverage options and receive a quote from one of our team members today!
Insuring Your Contractor Business: A Vital Investment
For contractors, insurance isn’t just a safety net; it’s a fundamental aspect of responsible business management. Whether you’re landscaping, handling electrical systems, plumbing, or managing HVAC, understanding insurance is crucial for safeguarding your business, employees, and clients.
Landscaping Insurance
In the landscaping industry, where outdoor work brings inherent risks, insurance is essential. Landscaping insurance typically covers liability for property damage, injuries, and equipment protection. It offers peace of mind amidst potential property damage from falling branches or client injuries from equipment mishaps.
Electrician Insurance
Electricians face unique risks due to the nature of their work. Electrician insurance includes general liability, professional liability, and sometimes auto insurance. This coverage ensures protection against property damage and injuries, allowing electricians to work confidently.
Plumbers Insurance
Plumbing involves various tasks with potential risks like water damage or injuries. Plumbers insurance covers general liability, property damage, and bodily injury, offering security against unforeseen accidents.

Contractors Insurance
Contractors overseeing construction projects require versatile insurance. It includes protection against property damage, bodily injury, and workers’ compensation. Contractors insurance is indispensable for safeguarding businesses and employees.
HVAC Business Insurance
HVAC businesses encounter diverse risks, from property damage during installations to injuries from malfunctioning systems. HVAC business insurance covers general liability, property insurance, and pollution liability, ensuring professionals navigate confidently.
At Kirtley Insurance Services, our independence offers numerous benefits:
- Dedicated and experienced staff
- Access to a diverse range of carriers
- Customized coverage to suit your individual needs